What is Measure 101?

What is Measure 101?
Measure 101 is a fee on hospitals and insurance companies that funds Medicaid, which provides healthcare coverage to 1 in 4 Oregonians.  The money from 101:

– Ensures every child in Oregon has access to healthcare
– Protects healthcare for working families, seniors and people with disabilities
– Stabilizes healthcare costs and insurance premiums for people who buy their own insurance

How does Measure 101 work?
Measure 101 provides direct funding for Medicaid in Oregon and also leverages essential federal healthcare dollars.  Without Measure 101, Oregon would lose up to $5 billion in federal funds and hundreds of thousands of Oregonians could lose their healthcare coverage.

In order to protect our healthcare, should people vote YES or No?
Vote Yes!  Voting YES on Measure 101 by January 23rd protects healthcare coverage for one in four Oregonians, including 400,000 kids.

If Measure 101 passes in the January Special Election, what happens?
We’ll take an important step toward making basic healthcare affordable and accessible to every Oregonian. There will be no reductions to healthcare coverage or benefits for one in four Oregonians who count on Medicaid. We’ll have the funding necessary to ensure every child in Oregon has a doctor and receives the care they need to stay healthy. And Measure 101 stabilizes healthcare costs by lowering premiums for Oregonians who buy their own  insurance an average of $300 a year.

If the measure does not pass, what happens?
Funding for Medicaid will be cut by between $210 and $320 million, resulting in the loss of potentially $5 billion in federal funding. Oregon families who rely on Medicaid – including 400,000 children, seniors and people with disabilities – face the prospect of losing healthcare benefits or coverage altogether.

What exactly could be cut?
The legislature would have to make difficult choices in the February session and would be cutting the budget mid-cycle. Federal requirements limit the options of the Legislature. One option would be to cut coverage for the 350,000 Oregonians who joined Medicaid under the Affordable Care Act because the state is not required to cover them. Other options could include cutting things like prescription drug coverage or other services or cutting other budgets, like education.

Can the shortfall be made up elsewhere?
This budget came together after months of negotiations between healthcare stakeholders and lawmakers. It is the best policy that does the most good for the most people. It is the best policy for ratepayers, taxpayers, and everyone who counts on Medicaid for coverage. Making up the budget shortfall could require cuts to education, public safety, senior services, child welfare, or other essential services.

Who pays for Measure 101?
Measure 101 includes assessments (or fees) on hospitals, insurance companies and other healthcare providers. These assessments raise between $210 and $320 million dollars, which are wholly dedicated to healthcare. The federal government matches what we raise here in Oregon, bringing billions of dollars of healthcare funding to the to help us continue funding Medicaid at its current level.

How would rolling back the healthcare funding package increase premiums for people who buy their own insurance?
Part of the package includes funding for a State Reinsurance Program, which protects consumers from carrying the cost of covering people with serious health conditions. According to the state Department of Business and Consumer Services, the Reinsurance Program lowers premiums for people who buy their own insurance by 6 percent, or on average, $300 per year. That affects about 210,000 Oregonians. If the funding package is repealed, rates will increase.

Some people say this is a tax on healthcare and that my premiums will increase. Is that true?
Ballot Measure 101 helps stabilize health insurance rates for all of us by providing people with lower cost preventative care, rather than forcing people to get their healthcare in the emergency room where the costs are paid for by all of our insurance premiums. Measure 101 is clear: premiums cannot increase more than 1.5% as a result of the assessment on insurance companies. Ballot Measure 101 also lowers premiums for Oregonians who purchase their insurance by up to $300 per year.

Some people say that there is so much government waste that we don’t need Measure 101. We could just cut the waste and inefficiency instead.
Measure 101 is specifically written to ensure funds go directly into the Health Services Fund to be used for funding healthcare programs. Government waste is a problem that needs to be addressed, but that’s not a reason to deny working families basic healthcare coverage.

How does Measure 101 impact rural Oregonians?
In some rural counties, more than a third of families rely on Medicaid. Without Measure 101, Medicaid funding would be slashed, impacting the health families and local economies. What’s more, in early 2017, 20 rural Oregon counties were at risk of losing coverage options on the individual insurance market. Thanks to Measure 101 funding that’s dedicated to stabilizing insurance premiums, every Oregon county now has at least one available insurance option.

How many other states use provider assessments to fund healthcare?
These kinds of provider assessments are used in 49 states to access federal support for healthcare and are a federally approved and essential path to providing healthcare coverage to the most vulnerable populations.

What’s the official ballot title for Measure 101?
Official Ballot Title:  Approves temporary assessments to fund health care for low-income individuals and families, and to stabilize health insurance premiums. temporary assessments on insurance companies, some hospitals, and other providers of insurance or health care coverage. Insurers may not increase rates on health insurance premiums by more than 1.5 percent as a result of these assessments.

Result of “Yes” Vote:  “Yes” vote approves temporary assessments on insurance companies, some hospitals, the Public Employees’ Benefit Board, and managed care organizations. Assessments provide funding for health care for low-income individuals and families, and individuals with disabilities; also stabilize premiums charged by insurance companies for health insurance purchased by individuals and families. Insurance companies may not increase rates on health insurance premiums by more than 1.5 percent as a result of the assessments. Hospital assessments may not begin without approval by a federal agency.

Result of “No” Vote:  “No” vote rejects temporary assessments on insurance companies, the Public Employees’ Benefit Board, and managed care organizations; and either rejects or delays temporary assessments on some hospitals. Assessments rejected (or delayed) by a “no” vote are currently budgeted to fund health care for low-income individuals and families and individuals with disabilities and for stabilizing the costs of insurance premiums. As a result, a “no” vote would underfund these budgeted costs.

Where do I register to vote in Oregon?

Register to vote, update your voter registration, and more by clicking the button below. The deadline to register to vote in the January Special Election is January 2, 2018.

Where is my ballot drop location?

Find ballot drop locations across Oregon by clicking below.